CECOS University Peshawar, in collaboration with Zindigi Powered by JS Bank, is set to become KPK’s first fully cashless and financially inclusive university, marking a significant milestone in Pakistan’s digital education landscape.
Under this initiative, every student will receive a fully functional bank account, complemented by a personalized Zindigi Debit Card. The campus will be equipped with modern digital payment solutions, including POS terminals and QR codes, allowing students to make seamless, cashless transactions at cafes, bookstores, and other facilities. Cash usage will gradually be phased out, creating a fully digital financial ecosystem on campus.
This transformative step ushers in a new era of financial inclusion across Pakistani universities, ensuring that every student is digitally empowered with mandatory access to formal banking. The initiative aims to enhance financial literacy, convenience, and digital adoption among the youth, aligning with Zindigi’s mission to drive financial inclusion nationwide.
Speaking at the ceremony, Mr. Noman Azhar, Chief Officer Zindigi, said, “Universities are where financial behavior is formed for life. By enabling a fully cashless and inclusive campus at CECOS, we are not just digitizing transactions, we are shaping how an entire generation engages with money, opportunity, and the formal economy from day one.”
Dr. Muhammad Mohsin Khan, Vice Chancellor of CECOS University, expressed that “This milestone reflects the university’s vision of building an advanced, modern campus aligned with global standards. He emphasized that becoming the first university in KPK to take this bold digital step, through a meaningful partnership with Zindigi, marks the beginning of a truly cashless and future-ready campus experience for students.”
The ceremony was graced by senior leadership from Zindigi, including Mr. Noman Azhar, Chief Officer of Zindigi, and Mr. Ibtisam Babar, Head of Zindigi Prize. Distinguished representatives from CECOS University were also in attendance, including Dr. Muhammad Mohsin Khan, Vice Chancellor, Wing Commander Khurshid Qasim Marwat ,Registrar, and Ms. Zahra Azam, CDC Manager.
This groundbreaking collaboration places CECOS University and Zindigi at the forefront of reimagining student life. Together, they are establishing a new standard nationwide by creating a fully digital, inclusive, and technologically empowered campus ecosystem.

