Pakistan’s digital banking and ecommerce landscape has been witnessing significant evolution owing to various unavoidable and general changes in the way economies operate. Modern and sustainable financial ecosystems are bound to be heavily reliant on digital mediums as well as seamless cross-platform integrations.
In this regard, Easypaisa recently launched its API Developer Portal which simplifies the way businesses or other third-party platforms make use of digital banking platforms. With this newly launched feature developers can skip hours of manual work by simply testing codes on Easypaisa’s API portal and integrate the services they need directly into their own business website. It not only saves time and money, but it also makes it easier to use the applications that are already installed.
As a tech enthusiast, reading about this development intrigued me to a great extent. I wanted to try out the portal for myself so I visited the platform to see what it is all about. The platform allows users to test codes directly on the website, pick the services that they want to integrate and within a short span of time, create a comprehensive system for test run.
The Easypaisa API gateway eases the overall task load quite significantly. The service is fully automated, which means that no human intervention is needed, and third parties can now automate their payment related integrations. Third parties can view the APIs by use case, create them on their end, and test their service in a sandbox environment before contacting Easypaisa to initiate final integration. The platform also offers simplified tutorials to make the entire process swift. What is more reassuring is that there are over 30 use cases available on the platform, such as cash deposit and withdrawal from Easypaisa account, Easypaisa account registration, money transfer to other bank accounts (IBFT), receive & send money to/from CNIC and utility bill payments etc. The process is extremely time-savvy and cost efficient for all kinds of businesses.
This platform is very interesting and can potentially transform how different organizations/startups can integrate digital financial services on their portal. Easypaisa has said it will further add more new features and use cases with time, so I think we should wait and watch how it turns out.