Overseas Pakistanis have a new and convenient way to support their loved ones back home, thanks to a car financing solution launched by MCB Bank under the Roshan Digital Account (RDA) initiative. Named “Roshan Apni Car,” this facility allows non-resident Pakistanis (NRPs) to finance and gift new or used vehicles to their family members in Pakistan—without the hassle of dealing with local car dealers or lengthy procedures.
The launch marks a major step forward in providing tailored financial solutions to Pakistanis living abroad, strengthening their connection with home while also contributing to the local economy.
Key Benefits for Overseas Pakistanis
Roshan Apni Car offers several attractive features that make the process seamless and cost-effective for RDA holders:
- Lower Financing Rates: Compared to conventional car loans, this facility offers reduced interest rates, making it more affordable for NRPs.
- Home Delivery of Vehicles: Once the financing is approved, the selected car is delivered directly to the nominee’s home in Pakistan.
- Comprehensive Insurance Packages: The service includes insurance options with discounted premiums and added perks such as 24/7 roadside assistance.
- Nominee Flexibility: Applicants can nominate immediate family members—such as spouses, parents, or siblings—to receive the car.
- Variety of Vehicle Options: Customers can choose from both new and used cars, with the flexibility of opting for lien or non-lien financing.
Easy Application Process
Any overseas Pakistani with an active Roshan Digital Account is eligible to apply. The application process has been designed to be straightforward and user-friendly:
- Open an RDA Account (if not already active).
- Visit the Roshan Apni Car portal to browse car options and select a suitable financing plan.
- Assign a nominee in Pakistan and upload the necessary documents.
- MCB Bank handles the financing and ensures the selected vehicle is delivered to the nominated recipient.
Empowering the Diaspora
The Roshan Apni Car initiative is part of a broader effort to empower Pakistan’s overseas community and bring them closer to their families through practical financial tools. With millions of Pakistanis living abroad and sending remittances home every year, services like these aim to offer value-added benefits and boost trust in the country’s banking system.
Industry experts and financial analysts view this move as a positive development that not only eases vehicle gifting for NRPs but also encourages the use of formal banking channels, ultimately supporting Pakistan’s economy.
By providing ease, security, and direct service to families in Pakistan, Roshan Apni Car reflects the evolving needs of the diaspora and opens new doors for smarter, safer financial decisions from abroad.
