PayPal has announced a major global partnership with ChatGPT, introducing a new way for users to shop and pay directly within the chat.
Starting in 2026, the feature called “Instant Checkout” will allow people to complete purchases, manage deliveries, and use their saved payment details without leaving the ChatGPT interface.
Through this collaboration, users will be able to browse products, confirm orders, and make secure payments in real time, creating a seamless shopping experience.
The system will use OpenAI’s Agentic Commerce Protocol, which links ChatGPT’s conversational capabilities with PayPal’s extensive digital payment network.
This integration will also help businesses reach new customers. Merchants that already use PayPal will automatically become part of ChatGPT’s growing commerce ecosystem, making their products more visible and accessible to millions of users across the world.
Industry experts say this partnership represents a major step forward in AI-powered digital commerce, blending natural conversation with secure online transactions. It could redefine how people shop online—turning chat-based platforms into full e-commerce hubs.
Although PayPal services are not yet available in Pakistan, the development highlights the rapid transformation of the global fintech landscape. It also reflects how artificial intelligence is becoming central to the future of payments, shopping, and digital business interactions.
With this new feature, ChatGPT users will soon be able to explore, decide and buy all within a single conversation showing how AI and financial technology are working hand in hand to shape the next era of global online trade.
