Pakistanis are borrowing at a record pace to purchase vehicles, with auto financing climbing to an all-time high of Rs. 382 billion in June 2026, according to the latest official data.
The milestone represents a 38% year-on-year increase, highlighting stronger consumer confidence, improved access to financing, and rising demand in the automotive market.
The growth extends beyond vehicle loans, as overall consumer financing—including home, personal, and credit card lending—also recorded significant gains.
Meanwhile, Pakistan’s automobile production increased by more than 60% during the first 11 months of FY2025-26, reflecting the sector’s strong recovery and the positive impact of improved financing conditions on vehicle sales
