Easypaisa Digital Bank has shared its financial results for the first half of 2025, showing strong growth and steady progress. The bank reported a Profit Before Tax of Rs3.64 billion for the six months ending on June 30, 2025. This is a big increase of almost 40 percent compared to the Rs2.61 billion earned during the same period last year.
According to the company, this strong performance mainly came from higher earnings on mark-up, more fee-based income through digital lending and payment services, and a significant rise in overall transaction volumes. These factors highlight how more people are using Easypaisa for their everyday financial needs.
Customer deposits also saw healthy growth, reaching Rs94.7 billion, which is more than 41 percent higher than last year. At the same time, the number of monthly active users grew to 18.2 million, showing that Easypaisa continues to expand its reach among individuals and businesses across the country.
The bank also improved its efficiency. Its cost-to-income ratio dropped to 66.9 percent compared to 80.5 percent last year. This means the bank was able to earn more while keeping its costs under better control, even as it continued to invest in technology and customer services to support future growth.
These results show how digital banking is becoming a stronger part of Pakistan’s financial system, providing convenient and reliable services to millions of users.
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