Every time you swipe a local card abroad, you lose money you never see. Extra charges stacked on top before the amount even hits your statement. Convert cash before your trip, and you lose in a similar way, just upfront instead. Either way, by the end of a trip, that’s often thousands of rupees gone to fees alone.
There’s a cheaper way, and you might already have it on your phone.
In places like China, Malaysia, Thailand, Singapore, UAE, and many other countries, QR is king — no card, no cash. Alipay+ or Wechat Pay QRs are the normal way people pay there, and it skips the extra charges cards are known for. Same purchase, same trip — just a lot less lost to fees.
If you have a NayaPay account, this is already built into your app. Just use the in-app scanner to scan a merchant’s Alipay+ QR or show the Alipay+ QR under Quick Pay in the NayaPay app.
Create a NayaPay account for free using just your CNIC before your next trip!

