Faysal Bank reported unconsolidated profit before tax of Rs 31.3 billion for the nine months ended September 30, 2026. Its quarterly report, transmitted on Thursday, 29 October 2026, also reported a profit after tax.
Faysal Bank Limited (PSX: FABL) said its board had approved an interim cash dividend for the third quarter. Earnings per share were slightly higher than in the same period last year.
Earnings per share edge higher
Earnings per share — the profit for each share — rose to Rs 10.00 from Rs 9.89 in the same period last year. That was an increase of 1.1%.
The Rs 31.3 billion profit-before-tax figure measures earnings before the tax charge, rather than the amount left after tax. The reported profit figures are on an unconsolidated basis, keeping this account focused on the bank rather than a consolidated group.
Profit rises, payout stays level
The year-earlier comparison shows a modest improvement in earnings per share. The cash distribution did not follow that increase: the total nine-month payout matched the same period last year.
The supplied payout history also records an earlier cash dividend announcement on 22 Oct 2026. It does not provide a comparable earnings figure for a period before the year-earlier comparison, so it cannot establish a longer earnings trend.
Earnings and cash are different
In plain terms, the figures suggest the bank earned slightly more for each share while keeping its nine-month cash payout unchanged. Earnings per share measures profit attributable to shares; a dividend is the cash the board approves for distribution.
Those measures answer different questions for shareholders. The figures supplied do not explain what drove the increase in earnings per share.
Nine-month dividend matches last year
The approved third-quarter interim dividend brings the total cash payout for the nine months ended September 30, 2026, to Rs 4.50 per share. The comparable total for September 30, 2025, was also Rs 4.50 per share.
The supplied material does not state book-closure dates or a payment date. The table below sets out the payouts on file.
| Announced | Entitlement | Book closure |
|---|---|---|
| 22 Oct 2026 | A cash dividend of 15% of face value | 05/11/2026 – 07/11/2026 |
| 22 Oct 2026 | A cash dividend of 15% of face value | 05/11/2026 – 07/11/2026 |
| 6 Aug 2026 | A cash dividend of 15% of face value | 20/08/2026 – 22/08/2026 |
| 6 Aug 2026 | A cash dividend of 15% of face value | 20/08/2026 – 22/08/2026 |
| 23 Apr 2026 | A cash dividend of 15% of face value | 01/05/2026 – 03/05/2026 |
| 23 Apr 2026 | A cash dividend of 15% of face value | 01/05/2026 – 03/05/2026 |
| 19 Feb 2026 | A cash dividend of 20% of face value | 20/03/2026 – 26/03/2026 |
| 23 Oct 2025 | A cash dividend of 15% of face value | 06/11/2025 – 08/11/2025 |
As PSX lists them, each in its own unit.
Share-price comparison unavailable
The supplied material does not establish how the share price moved over the chart period. It therefore does not support describing a rise or decline, or linking a price move to these results.
About Faysal Bank
Faysal Bank Limited (PSX: FABL) is listed on the Pakistan Stock Exchange in the Commercial Banks sector and is a member of the KSE-100 index.
Source: “Transmission of Quarterly Report for the Third Quarter ended September 30, 2026”, filed with the Pakistan Stock Exchange on Thursday, 29 October 2026.
